About Us
Schedule your no-obligation appointment and review.
Get To Know Us

Anthony Montenegro
CEO | Financial Advisor & Insurance Professional
Anthony Montenegro is a seasoned financial advisor and insurance professional who serves as CEO of Freedom Dream Team, Inc. With nearly two decades of experience, Anthony has built a reputation for helping individuals and families protect their assets, plan for the future, and make informed financial decisions with confidence.
As the leader of Freedom Dream Team, Anthony takes pride in delivering strategic, personalized solutions that help clients grow and safeguard their wealth—especially during times of economic uncertainty. He’s passionate about guiding clients with clarity and purpose, whether the focus is on income planning, asset protection, or long-term retirement strategies.
Anthony’s approach is rooted in trust, education, and a strong commitment to doing what’s right for each client. His calm, thoughtful demeanor and depth of knowledge make him a valued resource for both the clients he serves and the team he leads.
When he’s not working, Anthony enjoys spending time with his family and traveling. He also regularly leads live training events for financial professionals across the country and has been recognized by Forbes as one of the Top Financial Security Professionals in 2021, 2022, and 2023.
Anthony looks forward to helping you and your family achieve the financial peace of mind and freedom you deserve.

Paul Schuyler
Senior Financial Professional
Paul Schuyler is a highly experienced insurance professional with Freedom Dream Team, Inc., where he brings years of knowledge and a deep commitment to helping clients protect their hard-earned retirement savings. Known for his steady guidance and thoughtful approach, Paul takes pride in crafting personalized strategies that align with each client’s long-term financial goals.
Throughout his career, Paul has earned a reputation for his integrity, attention to detail, and ability to simplify complex financial decisions. He focuses on helping clients preserve their wealth and reduce exposure to market volatility by offering time-tested, reliable solutions—even in uncertain economic environments.
Paul’s approach is always centered on the client’s best interest. His analytical mindset, strong product knowledge, and straightforward communication style have made him a trusted resource for individuals and families seeking financial clarity and confidence.
Outside of the office, Paul enjoys quality time with his wife, their two children, and their white lab. On weekends, they often embark on RV adventures, and Paul stays active in the community by coaching youth soccer and football.
Paul looks forward to helping you and your family experience the financial freedom you deserve.
Makayla Montenegro
Operations/Client Services
Makayla Montenegro is in Client Services. Her job involves accounting, booking restaurants, overseeing seminar rotations, and more. She’s been working in this industry since college, and values keeping clients’ best interests in mind. Makayla is outgoing and funny, but very organized and responsible. When not working, she enjoys spending time with her husband and daughters, traveling, and sports.
Samantha Smentek
Client Services
Samantha Smentek works in Client Services. Her job entails working with clients to handle any needs they have for their policies. Updates, withdrawals, allocation changes, etc. She also prepares the files for annual client reviews. Samantha previously worked from home, in an account management job. However, she began working with Freedom Dream Team, for the opportunity to both learn and help others learn important info. When not helping clients, though, Samantha enjoys traveling, as well as spending time with her family and pets.
Alisa Cagliari
Transfer Department
Alisa Cagliari is in the Transfer Department. She handles the application, transfer, and delivery processes. She’s had numerous jobs where she’s held similar positions. Alisa appreciates the streamlined simplicity and efficiency of Freedom Dream Team. She appreciates all that she’s learned by working with the company. When not working, Alisa enjoys doing DIY projects, hiking, and spending time with her dog, Mia.
Xochitl Michael
Appointment Coordinator
Xochitl Michael holds the role of Appointment Coordinator at Freedom Dream Team. She’s mainly responsible for scheduling and setting appointments and calling clients to confirm appointments, as well as generally helping out at seminar events.
Xochitl previously worked as a Dual Center Manager for Regus, where she was responsible for running a professional workplace, ensuring customer satisfaction, managing team performance, and driving commercial growth within her assigned Regus center or cluster of centers. She enjoys making everyone feel welcome and strives to deliver the best customer service possible. Xochitl is loving, caring, outgoing, and has a big heart. She is a sports fanatic, always gives her best, and is willing to go the extra mile for the people she cares for.
Born and raised in Orange County, Southern California, she and her husband (and their daughter) now live in Henderson. Their daughter participates in volleyball, basketball, and gymnastics. The family is generally very outgoing and athletic, enjoying activities such as camping, snowboarding, and skiing in Mammoth, as well as spending time at Lake Havasu. The family also has a German Shorthaired Pointer named Harley.